Frequently Asked Questions

What is the Fair Credit Reporting Act?

The Fair Credit Reporting Act (FCRA) is a federal law that governs the gathering, use and disclosure of information in connection with consumer credit transactions. The FCRA permits us to share:

  • Identification information about a customer
  • Information about a customers transactions with any Superior Finance Company or affiliate
  • Information about the experiences any Superior Finance Company or affiliate may have with a customer

A customer may request that we limit sharing of non-public personal information related to a consumer credit transaction among Superior Finance Company or affiliates. This non-public personal information is often helpful to us in determining a customers interest in or eligibility for additional consumer credit or insurance products.

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